Catastrophic Weather Events and Mitigation: Survey of Homeowners

This report explores public opinions and homeowners' experiences with severe weather, including U.S. regional perceptions of future risks, preparedness levels, attitudes toward mitigation strategies, post-storm solicitations by contractors and service providers, and homeowners' opinions on the roles of insurance and government in managing severe weather-related risks. Based on an online survey of over 1,500 respondents, report findings underscore the importance of proactive measures for effective preparedness and mitigation strategies to address the increasing risks posed by severe weather events and the need for collaboration between homeowners, insurers, and governments to enhance resilience against natural disasters. The report also highlights how interactions with contractors, public adjusters, and attorney involvement can significantly impact recovery timelines, claims frequency, and insurance costs.

Key Findings

Key Findings

A landscape of flat farm fields. Threatening dark clouds indicating a storm is brewing sit blocking out the sunlight.
phone

64%

Report soliciting from contractors after experiencing a severe weather event.
home

49%

Report some type of damage to home after experiencing severe weather event.
folder

34%

Report filing an insurance claim after experiencing damage to their home.
construction

45%

Report hiring a contractor after experiencing damage to their home
thunderstorm

65%

Believe their home is at risk from thunderstorms.
shield

80%

Feel confident in their preparedness for severe weather events.
percent

30%

Are aware of premium savings for implementing mitigation measures.
attach_money

80%

Agree that the government should provide emergency assistance.

IRC members can download this report for free as part of their membership. Non-members can purchase access.

A landscape of flat farm fields. Threatening dark clouds indicating a storm is brewing sit blocking out the sunlight.
  • Insurance Consumer Insights
  • Research Report

Catastrophic Weather Events and Mitigation: Survey of Homeowners

This report explores public opinions and homeowners' experiences with severe weather, including analysis of U.S.