Underinsured Motorists: 2017-2022

Tuesday, April 23, 2024

In this report, the IRC expands the line of uninsured motorists research and provides estimates for the rate of underinsured motorists (UIM), countrywide and in every state. Underinsured motorists are drivers who have purchased auto liability insurance but cause an accident that results in injury costs and/or property damage that exceed their liability policy limits. 

A Pair of hands on a steering wheel driving on a sunny day.

IRC members can download this report for free as part of their membership. Non-members can purchase access.