Research

This report is part of a larger body of IRC research examining the issue of affordability by identifying the key underlying cost drivers. The specific factors driving high insurance claim costs can vary from state to state.

This report examines the frequency, severity and loss costs associated with auto injury insurance claims under the property damage and bodily injury liability and personal injury protection coverages, from 1990 to 2017. Countrywide and individual state outcomes and trends are analyzed.

The report combines information from IRC closed-claim research and other sources and is part of IRC’s ongoing research into the factors driving the affordability of auto insurance.

The report combines information from IRC closed-claim research and other sources and is part of IRC’s ongoing research into the factors driving the affordability of auto insurance.

A report updating findings on the impact of Florida’s third-party bad-faith legal environment on BI liability auto insurance claim trends.

This survey report explores the degree to which auto insurance customers interact with their insurer using digital methods and their preferences for using digital methods in the future.

This closed claim study is based on a sample of more than 80,000 auto injury claims paid in 2017 and examines trends in claim patterns, including injuries, medical treatment, claimed losses and payments, the claim settlement process, and attorney involvement.

Smart Home Technology: Many Express Interest, but Cost and Privacy Concerns Slow Adoption, This study finds that nearly half of all homeowners and renters countrywide would consider allowing their insurance company to receive information about the status of their home through a smart home device

This study examines trends in the percentage of uninsured motorists by state and countrywide. This edition of the report updates trends with new data for the period 2013-2015.