Research

This study examines public familiarity with and participation in the sharing economy. Also explored in the report are various insurance-related aspects of the sharing economy.

This study identifies and documents the common and unique factors and conditions underlying rising auto injury insurance claim costs in 12 jurisdictions (Delaware, District of Columbia, Florida, Kentucky, Louisiana, Michigan, Mississippi, Nevada, New Jersey, New York, Rhode Island, West Virginia)

The report explores consumer attitudes and opinions with respect to auto insurance telematics and usage-based insurance (UBI).

This report monitors auto insurance affordability across states and over time using the IRC’s auto insurance expenditure-to-income ratio.

This report examines how often consumers shop for auto insurance, how they go about shopping, the choices made after shopping, satisfaction with the shopping experience, and the use of Internet-based personal technology when shopping for insurance.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1997 to 2013. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1977 to 2013. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.    

This report provides a unique perspective on claim abuse among auto injury claims closed with payment.

Bad-faith lawsuits targeting automobile insurers in Florida impose a heavy burden on the state’s auto insurance system and auto insurance consumers. This report examines the effect that potential bad-faith settlements have on underlying claiming behavior in Florida.