This study is based upon bodily injury liability closed claim data from 1997. The report examines the nature and key characteristics of motor vehicle accidents and claimants with respect to four key areas: 1) the characteristics of the accident in terms of location, impact severity, number of vehicles involved, point of impact, police involvement and when the accident occurred; 2) the characteristics of the driver of the insured vehicle; 3) the characteristics of the insured vehicle; and 4) the characteristics of the claimant.
