This study demonstrates the variations in homeowners insurance loss experience across and within eight major U.S. cities and the communities within five miles of the cities' boundaries. The eight urban areas included in the study are Chicago, Detroit, Los Angeles, Milwaukee, New York City, New Orleans, Philadelphia, and St. Louis. The report provides detailed information on claim counts and dollar losses by six major causes of loss - fire, lightning and removal; liability and medical; wind and hail; water and freezing; theft; and all other causes of loss.
