Insurance Research Council’s Public Attitude Monitor 2006 (PAM) examines the public's perception of vulnerability to natural disasters, actions taken to prepare for the aftermath of disasters, opinions regarding building codes and subsidization of insurance costs, and other issues. Findings show that many Americans believe that a natural disaster is likely to cause harm or property damage to their households sometime in the next five years. The report also indicates that most Americans support the adoption and enforcement of building codes to make new homes stronger and safer. Most Americans do not support government subsidization of insurance costs and do not support subsidization of the cost of insurance in high risk areas by policyholders in low risk areas.