Auto injury claims are increasing sharply in many states, despite a drop in the number of property damage accidents. Part One of this report explores this continuing trend, showing variations over time, among states, and among territories. Part Two documents the total cost of injuries paid by auto insurance and examines the cost of injuries relative to property damage liability by state. Available appendices include claim frequency, claim severity and average loss cost data for each state from 1980-1995, and provide comparative data on every territory in the U.S. for a more limited period of time.
