Trends in Homeowners Insurance Claims: 2001–2021

Thursday, May 4, 2023
This report examines homeowners insurance claim frequency, severity, and loss cost trends over two decades. The report reviews countrywide trends for all claim types and policy forms combined; then by catastrophe- and non-catastrophe- related claims; and finally, by policy form. Homeowners insurance costs vary widely by state, which is demonstrated with state-by-state comparisons and individual state profiles.

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