Latest News

A young male claims adjuster with a clipboard crouches in front of a black damaged vehicle

EVIDENCE OF ABUSE FOUND IN GROWING PERCENTAGE OF FLORIDA NO-FAULT INSURANCE CLAIMS IRC Analysis Also Finds Growing Utilization of Expensive Diagnostic Procedures and Chiropractic Treatment

Feb 09, 2011
Almost one in every three no-fault auto insurance claims closed in Florida in 2007 appeared to involve the exaggeration of an injury or to be inflated by unnecessary or excessive medical treatment, according to a new study from the Insurance Research Council (IRC).
A closeup of a gavel with two model cars in the background.

MORE THAN 20 PERCENT OF NEW YORK CITY AREA AUTO INJURY CLAIMS APPEAR TO BE FRAUDULENT, SAYS NEW STUDY OF NO-FAULT AUTO INSURANCE

Jan 05, 2011
MALVERN, Penn.—Jan. 5, 2011—About one in every five no-fault auto insurance claims closed in the New York City area in 2010 appears to have elements of fraud,  and as many as one in three claims appears to be inflated, according to a new study from the Insurance Research Council (IRC).
Over the shoulder view of a man driving his car at dusk.

Almost One-In-Five Drivers Reports Texting While Driving in the Last Thirty Days

Nov 09, 2010
MALVERN, Pa. — Almost one-in-five drivers in the United States (18 percent) reported texting while driving in the last 30 days according to a new survey from the Insurance Research Council (IRC).
A landscape of flat farm fields. Threatening dark clouds indicating a storm is brewing sit blocking out the sunlight.

State Beach and Windstorm Plans’ Role in Insuring Coastal Risks Continues to Grow

Oct 19, 2010
MALVERN, Pa. — A new study from the Insurance Research Council (IRC) describes how the role of beach and windstorm plans in some states has changed from serving as a market of last resort, to providing unintentional incentives for economic development in areas vulnerable to severe wind damage.
The scales of justice sitting on a blue background.

Majority of Public Thinks Legislation to Allow Policyholders to Sue Their Own Insurance Companies is Not a Good Idea

Jul 29, 2010
MALVERN, Pa.
A close-up of a $100 bill, focused on Ben Franklin's portrait with a zigzagging green arrow superimposed over the image.

Hospital Cost Shifting Adds to Auto Injury Claim Costs

Apr 22, 2010
MALVERN, Pa.— According to a new study from the Insurance Research Council, low reimbursements from public health insurance programs, such as Medicare and Medicaid, have prompted hospitals to shift costs to automobile insurance companies—raising auto injury claim costs and forcing auto insurers t
Insurance concept of an orange umbrella on a blue background with paper airplanes flying at the umbrella.

Consumers Satisfied With Insurers

Aug 20, 2009
MALVERN, Pa.— An overwhelming majority of consumers with auto and homeowners insurance are satisfied with their insurance companies, according to a new public opinion study by the Insurance Research Council (IRC).
A business man sitting and holding a smart phone next to a briefcase. A blue hologram of stock market charts is overlaid on top of the image.

In Response to Economic Downturn Most Consumers Maintain Essential Insurance Coverages

Apr 28, 2009
MALVERN, Pa.— A new study by the Insurance Research Council (IRC) finds that many Americans have taken steps to reduce personal insurance costs in response to the economic downturn, but that maintaining essential auto and homeowners coverage remains a priority for the vast majority of consumers.
A business man sitting and holding a smart phone next to a briefcase. A blue hologram of stock market charts is overlaid on top of the image.

Economic Downturn May Push Percentage of Uninsured Motorists to All-Time High

Jan 21, 2009
MALVERN, Pa.—Approximately one in six drivers across the United States may be driving uninsured by 2010, according to a recent study from Insurance Research Council (IRC).