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A blue car and a silver car have crashed on a rainy street. The hoods and bumpers of both cars are damaged.

Cost of Auto Injury Claims Continues to Outpace Inflation; Attorney Involvement Increases

Apr 17, 2018
MALVERN, Pa.— A new study from the Insurance Research Council (IRC) shows that claimed economic losses for bodily injury liability (BI) insurance claims increased 10 percent annualized from 2012 to 2017, substantially above the medical inflation rate of 3 percent over the same period.
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Many Homeowners and Renters Would Consider Allowing Their Insurer to Receive Information Through a Smart Home Device or System

Jan 29, 2018
MALVERN, Pa.—Nearly half of all homeowners and renters in the United States would consider allowing their insurance company to receive information about the status of their home through a smart home device or system, according to a new survey from the Insurance Research Council (IRC).
A young male claims adjuster with a clipboard crouches in front of a black damaged vehicle

One in Eight Drivers Uninsured

Oct 09, 2017
MALVERN, Penn.—Oct. 9, 2017— Countrywide, about one in eight drivers on the road in 2015 was uninsured, according to a new report from the Insurance Research Council (IRC).
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Many Homeowners in Coastal Areas Remain Unfamiliar with Hurricane Deductibles

Jun 15, 2017
MALVERN, Pa.— Almost five years after Superstorm Sandy, one third of homeowners in several coastal states are still unaware of hurricane deductibles and how they work, a new Insurance Research Council (IRC) poll has found.
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Attorney Involvement in Homeowners Insurance Claims in Texas

Jan 02, 2017
MALVERN, Pa.— The use of attorneys in settling Texas homeowners insurance claims is spreading, according to a recent study of homeowners insurance claims conducted by the Insurance Research Council (IRC).
A closeup of a gavel with two model cars in the background.

Why Do Claimants Hire Attorneys?

Nov 30, 2016
MALVERN, Pa.— In a recent online poll about experiences with auto injury insurance claims, almost half of respondents with auto injury claims hired attorneys to help settle those claims.
Over the shoulder view of a man driving his car at dusk.

Public Understanding and Acceptance of Sharing Economy Reveals Growth Potential

Aug 31, 2016
MALVERN, Pa.—Despite the extensive media attention received by Uber, AirBNB, and similar examples of the emerging sharing economy, 71 percent of all adult Americans report little familiarity with the sharing economy, according to a recent public opinion survey from the Insurance Research Council
A young male claims adjuster with a clipboard crouches in front of a black damaged vehicle

Auto Insurance Affordability Problems Linked to Underlying Cost Drivers

Jun 25, 2016
MALVERN, Pa.—Medical utilization rates exceeding national norms are a major contributor to high claim costs in eight of the 12 least affordable auto insurance systems, according to a new report from the Insurance Research Council (IRC).
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Telematics Devices Prompt Changes in Driving Behavior

Nov 18, 2015
MALVERN, Pa.—More than half (56 percent) of the drivers participating in an Insurance Research Council (IRC) public opinion survey have made changes in how they drive since installing a telematics device provided by their insurance company in their primary vehicle.* Thirty-six percent of responde