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 Widespread advertising by billboard attorneys to encourage consumers to hire a lawyer to settle an auto accident claim leads to higher costs of auto insurance across the U.S., according to the majority of respondents in a new report from the Insurance Research Council (IRC), an affiliate of

Louisiana is the least affordable state in the nation for personal auto insurance, resulting from a combination of economic conditions, claims behavior, and the state’s litigation environment, according to the new research brief, Auto Insurance Affordability in Louisiana by the Insurance Research

Georgia’s personal auto insurance affordability has deteriorated in recent years, climbing the ranks of least affordable states over the past decade and a half, according to the new report Personal Auto Insurance Affordability in Georgia, by the Insurance Research Council (IRC), a division of The

Michigan personal auto insurance affordability has improved markedly since the state enacted significant auto insurance reform in 2019, according to the new report Personal Auto Insurance Affordability in Michigan by the Insurance Research Council (IRC), a division of The Institutes.

Homeowners insurance affordability has deteriorated over the last two decades, driven by frequency and severity of natural disasters, economic conditions, rising construction costs and litigation, according to a new Homeowners Insurance Affordability report by the Insurance Research Council (IRC)

Louisiana is the least affordable state in the country for both personal auto and homeowners insurance, resulting from a combination of multiple natural disasters, economic conditions and the state’s litigation environment, according to a newlyreleased Insurance Research Council (IRC) brief.

The growing frequency and severity of natural disasters, combined with rising home repair costs and other economic factors, have contributed to less affordable homeowners insurance, according to a newly-released Insurance Research Council (IRC) Research Brief.

About one in seven U.S.

Most Americans agree U.S. insurers price personal auto and homeowners policies by using fair rating variables yet nearly half of them (47 percent) said paying for coverage was a challenge, a newly-released Insurance Research Council (IRC) survey found.