Research

The report explores consumer attitudes and opinions with respect to auto insurance telematics and usage-based insurance (UBI).

This report monitors auto insurance affordability across states and over time using the IRC’s auto insurance expenditure-to-income ratio.

This report examines how often consumers shop for auto insurance, how they go about shopping, the choices made after shopping, satisfaction with the shopping experience, and the use of Internet-based personal technology when shopping for insurance.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1997 to 2013. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1977 to 2013. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.    

This report provides a unique perspective on claim abuse among auto injury claims closed with payment.

Bad-faith lawsuits targeting automobile insurers in Florida impose a heavy burden on the state’s auto insurance system and auto insurance consumers. This report examines the effect that potential bad-faith settlements have on underlying claiming behavior in Florida.

This study examines trends in the percentage of uninsured motorists by state utilizing uninsured motorists and bodily injury claim frequencies from 2010-2012.

This report uses data from the 2012 closed claim study to examine trends in the rate of attorney involvement in auto injury claims over time and across states.