Research

A new study from the Insurance Research Council (IRC) finds that two-thirds of respondents worked from home at least part of the time during the COVID-19 pandemic.

The report presents findings from a large collection of claims closed in 2010, 2014, and 2018 under private passenger comprehensive, collision, and property damage liability coverages.

This report continues the IRC’s examination of key cost drivers in selected states. The specific factors driving high insurance claim costs can vary from state to state.

This report explores consumer attitudes and opinions with respect to auto insurance telematics and usage-based insurance.

Over the last several years, the property-casualty insurance industry has experienced deteriorating results in several liability-related lines.

This report summarizes findings based on a recent survey conducted on behalf of the IRC regarding personal auto, homeowners, and renters insurance.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1997 to 2018. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.

This report is part of a larger body of IRC research examining the issue of affordability by identifying the key underlying cost drivers. The specific factors driving high insurance claim costs can vary from state to state.

This report examines the frequency, severity and loss costs associated with auto injury insurance claims under the property damage and bodily injury liability and personal injury protection coverages, from 1990 to 2017. Countrywide and individual state outcomes and trends are analyzed.